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A beneficiary bank can return a wire after its original settlement. The Transfer moves to returned, and Transfer.transactionIds gains the return Transaction id. The original Transaction remains available for a complete audit trail. wire.returnReason is part of the schema but is not populated for domestic wires today; international wires set internationalWire.returnReason when the returning bank supplies one. List every account impact for the wire with:
A return is different from canceling before submission. The API does not offer a domestic-wire cancellation endpoint.