{
  "id": "<string>",
  "name": "<string>",
  "virtualAccountId": "<string>",
  "spendingConstraint": {
    "merchantCategoryRule": {
      "merchantCategories": [
        "<string>"
      ]
    },
    "merchantRule": {
      "merchants": [
        "<string>"
      ]
    },
    "spendingRule": {
      "utilizationLimitV2": [
        {
          "limitAmount": {
            "amountCents": 123
          },
          "timezone": "<string>",
          "startDate": "<string>"
        }
      ],
      "transactionSizeLimit": {}
    },
    "countryRule": {
      "countries": [
        "<string>"
      ]
    },
    "merchantCategoryCodeRule": {
      "merchantCategoryCodes": [
        "<string>"
      ]
    }
  }
}