> ## Documentation Index
> Fetch the complete documentation index at: https://docs.slash.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Cashback

> What card spend earns, when it becomes available, and how to track it.

Card spend earns cashback on the account the card spends from. Each account
has its own balance and its own rate. Accounts that don't earn cashback, and
hold none, aren't listed.

> [card] [Redeeming cashback](https://docs.slash.com/docs/v2/cashback/redeeming.md)
>
> Pay it to one of your accounts or to a recipient.

## When cashback becomes available

Cashback is **pending** while it's earned. A month's cashback becomes
**available**, and can be redeemed, on the 25th of the following month
(Pacific time). Refunds reduce the cashback of the month they belong to.

## Rates

[`GET /v2/cashback/rates`](https://docs.slash.com/api-reference/cashback/rates/list) returns what
each account's card spend earns this month:

```json theme={null}
{
  "accountId": "sa_group_2rj4l7hmrrrcv",
  "current": 0.015,
  "tiers": [
    { "rate": 0.01, "minimumSpend": { "amount": 0, "currency": "USD" }, "status": "reached" },
    { "rate": 0.015, "minimumSpend": { "amount": 2500000, "currency": "USD" }, "status": "current" },
    { "rate": 0.02, "minimumSpend": { "amount": 10000000, "currency": "USD" }, "status": "upcoming" }
  ],
  "cycleSpend": { "amount": 4200000, "currency": "USD" },
  "spendToNextTier": { "amount": 5800000, "currency": "USD" }
}
```

`current` is the account's standard rate. Some purchases may earn a different
rate; each card transaction shows what it earned in `details.cashback`.

On a tiered plan, card spend fills the tiers over the month and resets the
next month. `cycleSpend` and `spendToNextTier` show the progress, and only
appear on plans where spend decides the rate. A tier's rate can also be lower than
the one before, on plans whose rate drops past a spending limit. A flat rate
has a single tier.

## Balances

[`GET /v2/cashback/balances`](https://docs.slash.com/api-reference/cashback/balances/list) returns a
balance for each account that earns cashback:

```json theme={null}
{
  "accountId": "sa_group_2rj4l7hmrrrcv",
  "available": { "amount": 12450, "currency": "USD" },
  "pending": { "amount": 3820, "currency": "USD" },
  "pendingReleases": [
    { "amount": { "amount": 2100, "currency": "USD" }, "availableOn": "2026-10-25" },
    { "amount": { "amount": 1720, "currency": "USD" }, "availableOn": "2026-11-25" }
  ],
  "redeemable": true
}
```

## History

[`GET /v2/cashback/cycles`](https://docs.slash.com/api-reference/cashback/cycles/list) summarizes
each month with cashback, newest first:

```json theme={null}
{
  "accountId": "sa_group_2rj4l7hmrrrcv",
  "month": "2026-09",
  "status": "pending",
  "cashback": { "amount": 2100, "currency": "USD" },
  "spend": { "amount": 168000, "currency": "USD" },
  "refunds": { "amount": 4000, "currency": "USD" },
  "rate": { "min": 0.01, "max": 0.015 },
  "availableOn": "2026-10-25"
}
```

| `status` | Meaning |
| - | - |
| `open` | The month is under way. |
| `pending` | The month has ended; its cashback isn't available yet. |
| `available` | Its cashback has been added to `available`. |

Each card transaction shows what it earned in `details.cashback`; list them
with [`GET /v2/transactions`](https://docs.slash.com/api-reference/transactions/list).


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